• Discussions taking place within this forum are intended for the purpose of assisting you in discussing options with your vet. Any other use of advice given here is done so at your risk, is solely your responsibility and not that of this forum or its owner. Before posting it is your responsibility you abide by this Statement

Guinea pig insurance in the UK

annachristina_piggies

annachristina_piggies

Junior Guinea Pig
Joined
Jul 28, 2017
Messages
81
Reaction score
110
Points
275
Location
London
Anyone know how I can insure my two piggies? Exotic direct seem to be the only insurer but they refuse to insure my two pigs because one had a bladder stone removed recently. I need insurance for them! I understand that the insurance won't cover pre-existing issues, but it seems very unfair that they won't insure at all
 
Unfortunately I think Exotic Direct is the only one that will cover piggies. Maybe set up a direct debit/put away money regularly that you reserve just for any future vet bills?
 
Most people have a vet fund. The money I make selling all my old stuff (there's A LOT of it) and that of my friends is my vet fund.
 
I am fortunate to have inheritance savings, which were to eventually put towards a house.... but it seems to be the piggy fund at the moment!
 
I have only ever heard of the Exotic place... I would agree with others and put a set amount away each month just in case... my recent flurry of selling fleece items is now my vet fund..
 
When I investigated the insurance with Exotics direct it didn't seem worth it. They didn't cover them for most of the things mine have had and wouldn't cover my five year olds. I had a vet fund which is now empty again!
 
I didnt feel the insurance was worth it either, we could only find Exotics Direct and they said we would have to pay £20 per month to cover 2 healthy young piggies and the maximum they'd pay out was £2000 per year! My life insurance policy is cheaper and it would pay off my mortgage!
I usually keep about £200 per month budgeted for routine vet costs, and always have more available on my credit card or in my savings in case something major happens!
 
piggieminder said:
When I investigated the insurance with Exotics direct it didn't seem worth it. They didn't cover them for most of the things mine have had and wouldn't cover my five year olds. I had a vet fund which is now empty again!
Click to expand...

Yup mines empty too! 😫
 
I just save in a vet fund which has recently been severely depleted but works better than insurance- at least for me
 
You must log in or register to reply here.
Back
Top