Insurance - Anyone got it?

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PAMELAKT

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Hey guys,

Has anyone on here actually had their pigs insured? I'm thinking about it & have googled but there isn't much out there in the way of pigs... just wondering if anyone can reccommend or if anyone actually does this?

Thanks! xoxo
 

katiepops

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I looked in to it and it was going to cost £25 per month to insure 5 pigs but there's a £50 excess so I figured I'd be better off putting that amount aside each month. A consulation cost £25 so it's only ever going to be worth claiming if it's a major op.
 

PAMELAKT

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True.... I'm going to do something cos my little darlings have already cost me £80 and I've only had them a few weeks. Just wondered if anyone actually had proper insurance.... I'm a bit of an insurance maniac!
 

PAMELAKT

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Blimey £25 ?! My dog costs me £29! Think I'll open another online savings pot then mallethead

Thank you xx
 

flintstones

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I had Bette who cost me over £300, but we didn't know what was wrong, so she wouldn't have been covered.

Infact the most expensive bill I had was £69 which was one visit, that they Xrayed.

Every other visit was counted as a new visit. It cost £54 too have her PTS, blood and urine samples. She was diagnosed with Diabetes even if it was ongoing it would be less than £50 per visit, I don't imagine I would have got my moneys worth.

:x
 
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Pet plan are one of the best insurers out there for animals as they actually have vets working for them and do vet supplies too so they don't quibble about paying out for claims unless there is obvious reason.
 

flintstones

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Pet plan are one of the best insurers out there for animals as they actually have vets working for them and do vet supplies too so they don't quibble about paying out for claims unless there is obvious reason.
Does that not mean you have to use there vets?
 
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Nope, I only know this cuz the vets I'm on placement at tell every client that comes in with an uninsured animal. :)
 

PAMELAKT

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I use petplan with my dog have done for years they're amazing. They paid out thousands for my last dog when she had cancer. didn't kno they did small animals tho I'll have a look. It cost me almost £80 to take them for their ringworm I dread to think what a major issue would cost!

And no you can use any vet with petplan, they pay out quickly and no quibble.
 

paulag

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The other thing to watch out for is age limits and exclusions for ongoing problems such as dental.

Paula
 

Joey&Gizmo

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Petplan unfortunately doesn't cover guinea pigs.

But this is the only insurance company that covers guinea pigs that i know of.
http://www.exoticdirect.co.uk/ Read the small print carefully.

I too looked into the insurance and it was £100+ for my two for the year and the excess was £50 and you could only claim for ops not just a visit, not sure if they cover life time illnesses either. So i decided to just keep money aside for them and found a good cavy vet.

:)
 

TAN

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I have just printed out my proposal form for my two girls Truffles and Noodles - I
am going with Pearson Insurance Services in Stroud -( Just Google them ) - they have a special Cavy Insurance - 2-5 piggies cost £52.50 a year(THATS FOR THE PAIR NOT EACH! ) 6-20 piggies £68.25 - by far the cheapest I have found and covers each piggy for up to £750 vets fees for any one single incident - we spent ages getting quotes with all sorts of companies and they were really expensive - over £100 per piggy- we found this quite by accident - hope this helps!
 

Joey&Gizmo

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I have just printed out my proposal form for my two girls Truffles and Noodles - I
am going with Pearson Insurance Services in Stroud -( Just Google them ) - they have a special Cavy Insurance - 2-5 piggies cost £52.50 a year(THATS FOR THE PAIR NOT EACH! ) 6-20 piggies £68.25 - by far the cheapest I have found and covers each piggy for up to £750 vets fees for any one single incident - we spent ages getting quotes with all sorts of companies and they were really expensive - over £100 per piggy- we found this quite by accident - hope this helps!
I have just looked at their website but cannot see anything about guinea pigs. Do you have a policy with them?
 

flintstones

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Thanks Joanne. I see it doesn't pay for treatment in respect of teeth. What do you think of it?
I don't think Guinea Pigs get enough wrong with them too require it, there isn't many illnesses that are ongoing that I know of.

I'm not sure, wonder if they cover the E-vet.
 

Joey&Gizmo

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Just read through the policy and it states that cover doesn't start until 30 days after you have taken the policy out and that you pay the first £25 of the treatment, so its like paying an excess of £25 each time.

Also they state this:
''If the total sum insured of £750 is reached in any one year of insurance, all cover under this policy will cease from that date.'' So I'm guessing that is for the 2 pigs and I'm sure that if any pigs have an ongoing problem they will easily be used up. Also no cover for teeth, this i expect is because it can be an ongoing problem for some pigs.
 
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