Insurance
- Thread starter Hlao-roo
- Start date
- Status
D
Deleted member 114675
helenv87
Junior Guinea Pig
Do you need to insure your Guinea pig? I thought it was only for "big" animals like cats and dogs.
Hlao-roo
Junior Guinea Pig
I don't think you HAVE to but I am just in case; they are considered exotic animals so of anything does happen, better to be safe than sorry!
D
Deleted member 114675
No, you don't NEED to insure your guinea pigs - but we do recommend members make provision for vets bills - some members have a separate savings account . Mine are insured as it gives me peace of mind .
helenv87
Junior Guinea Pig
What sort of things do you have to pay for and what are the prices usually like?
Also how much is insurance roughly?
Also how much is insurance roughly?
Hlao-roo
Junior Guinea Pig
Vet bills mainly I think, but I don't know costs.
I got a quote of £29 per month for 10 months from Exotic Direct for 2 piggies.
I'm sure there are more experienced owners who can advise; I've only had my boars for 3 weeks!
helenv87
Junior Guinea Pig
Claire W
Forum Donator 2025/26
- Joined
- Mar 23, 2008
- Messages
- 38,097
- Reaction score
- 31,203
- Points
- 2,915
I used to have four guinea pigs so I just couldn't afford the monthly premium to insure them. I now have 3 guinea pigs.
Although they are uninsured, I do however have a separate savings account for vets bills and a little extra should I ever have a huge vet bill
Although they are uninsured, I do however have a separate savings account for vets bills and a little extra should I ever have a huge vet bill
helenv87
Junior Guinea Pig
Hopefully I won't need to take mine to the vets.
I spoke to a friend who lives near by and has loooed after Guinea pigs for years about what bet she uses and insurance etc and she said she's never taken her to the vets - fingers crossed mine will be just as lucky
I spoke to a friend who lives near by and has loooed after Guinea pigs for years about what bet she uses and insurance etc and she said she's never taken her to the vets - fingers crossed mine will be just as lucky
Poppy'sMum
Senior Guinea Pig
I insure both of mine, it is well worth it imo 
My last pig that died Petal, wasn't insured & in total her vet bills over her lifetime were about £4,000 due to ops, x rays, scans & meds.
My last pig that died Petal, wasn't insured & in total her vet bills over her lifetime were about £4,000 due to ops, x rays, scans & meds.
Poppy'sMum
Senior Guinea Pig
Wow that is quite a surprise, although some people do refuse to take their animals to the vets even when they are very poorly & some don't notice when they are ill until it is too late
Either way I won't let my piggies suffer so I am prepared to pay out at the vets for them. Hoping you never need a vet might not be enough, so a savings plan if not insurance is always a good idea.
helenv87
Junior Guinea Pig
I insure both of mine, it is well worth it imo
Oh my, sorry to hear that.
What sort of stuff did she end up having done?
Poppy'sMum
Senior Guinea Pig
She had bladder sludge & ended up having a bladder flush, hysterectomy & various other things. She had chronic urine infections for several years, so antibiotics, pain relief monthly injections etc it all added up. I wasn't prepared to have her pts just because she was a small pet, so I just kept taking her for treatment as her quality of life was good. I didn't ever think it would happen to me either, but it can
helenv87
Junior Guinea Pig
She had bladder sludge & ended up having a bladder flush, hysterectomy & various other things. She had chronic urine infections for several years, so antibiotics, pain relief monthly injections etc it all added up. I wasn't prepared to have her pts just because she was a small pet, so I just kept taking her for treatment as her quality of life was good. I didn't ever think it would happen to me either, but it can
I'm sorry to hear all that.
- Status