Insurance

[Scooby& Shaggy]

Hello All

I have been looking online for a good UK insurance company for exocit animals. Everywhere seems to only let me add three piggies at a time, as I have four I want to do it in one bundle. Does anyone have a good company they can recomend? Also would it be worth ringing exotic direct, directly to see if they would do four over the phone.

Thanks
Joe

 

[Mother Hubbard]

Sorry, I don't have insurance, just keep a piggy fund going but bumping thread for anyone else who does take out insurance.
Can you add your location in your profile, as it helps and encourages others to respond that is correct for your country.

 

[Betsy]

I have a piggy fund that I pay into each month. With 5 piggies there always seems to be a vet trip every couple of months!

 

[rome_italy]

in Italy insurances for pets are not convenient and don't exist for exotic pets. Anyway, as with all the insurances run from private companies, you should make some careful calculation because the premium might be high and they might offer you only a little part of the cost of the vet and might not include the most usual expenses of a visit or a procedure. Very often a piggie dies for pneumonia or another diseases which has no cost adn end up very fast with the death... there are a lot of piggies who never go to the vet and then they go there only for their first desease which make them die. I don't know if statistically 4 piggies would give you a lot of bills at the vets during the years. And the premium would be high although they live in a great health...
I prefer saving my money considering the eventual expensive bill, which might also never arrive. Very often insurances stop the contract when they see the client is no longer convenient for them... and often refund you after a long time and only for a part of the bill escluding what they consider not necessary...
you should read carefully all the papers and talk with a vet... here vets never recommend any insurances even for cats and dogs (here we can deduct from the taxes the bills for the vet and the medicines prescribed, but it is not enough..)

 

[TAN]

Exotic direct is the ONLY company that insure piggies in the UK - £14.50 per month per pig - I would get them each on their own policy - with a couple of bladder stone operations and lump removals you could find yourself busting through the annual limit of £2000 if you bundle them all on one policy (and it doesn't make it any cheaper ) - take it from someone who had a bladder pig that cost £5,500 over 2 years - and her other pigs needed chiropractor treatment for a crumbling spine and other issues.There is no way a a single parent that I could afford their vets bills without insurance.

 

[rome_italy]

14£ looks a very good price, but be sure that the insurance will really pay if the piggie starts being ill, because a company is not a charity and this means that they will earn from your policy... they would be mad if they offered a contract to a client who is for sure at risk of stones and will need surgeries. I don't know, but also people have bad surprises with health insurances when they fall seriously ill or become old...

 

[JenniferG]

I looked into insurance and decided it could be cheaper not to have it as I'm not likely to need more than one surgery per year for my piggies. Might be best saving that money for vet visits yourself.