I would say make sure to read the fine print. They have different levels of cover but I think there are some things they won’t cover in the beginning. You may be better off putting the money away in a pot. But there’s no harm in looking into it.
I have a “vet emergency money pot” and keep some aside in my savings rather than insurance as I find most companies either don’t cover, or don’t cover for common problems. Exotic insurance is quite expensive too (it was when I looked). Let me know if you find any good insurers!
I also have a vet fund rather than insurance. I prefer knowing I’ve got my vet account with enough money in it to cover any emergency/issue, no panicking over whether insurance would cover a particular problem
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