machuandpicchumummy
Junior Guinea Pig
Would you recommend pet insurance for piggies and if so what company would you recommend? Every company I've Googled just seems to do cat and dog insurance.
Pet insurance
- Thread starter machuandpicchumummy
- Start date
There is only one piggy insurer in the UK - Exotic Direct.
A lot of us simply have a separate bank account where we save into regularly to cover vet bills. I prefer doing this as there then aren’t any restrictions, excesses etc. Piggies aren’t cheap pets so having money set aside is a very good idea
A guide to vets fees, insurance and payment support.
Pet Insurance - Experience?
A lot of us simply have a separate bank account where we save into regularly to cover vet bills. I prefer doing this as there then aren’t any restrictions, excesses etc. Piggies aren’t cheap pets so having money set aside is a very good idea
A guide to vets fees, insurance and payment support.
Pet Insurance - Experience?
Siikibam
Senior Guinea Pig
I took out insurance for my boys for the first year. It was around £26-£28 (discounted) for both for the maximum cover. You have to read the small print as, if I remember correctly, they don’t cover existing conditions. The level of cover is also different.I didn’t renew for the second year. Mainly because I was paying out for ‘nothing’ and also the cost went up by about £10. It made more sense to put the money away. I essentially paid £312 with nothing in return. Thankfully my piggies weren’t too ill in that time period though.
- Joined
- Nov 27, 2017
- Messages
- 59,347
- Reaction score
- 83,840
- Points
- 3,465
- Location
- East Riding of Yorksire
I just put money aside for a vet fund so it’s always available when needed.
Bonus is I get the interest on it - even though that’s a bit pathetic at the moment
Bonus is I get the interest on it - even though that’s a bit pathetic at the moment
Claire W
Forum Donator 2025/26
- Joined
- Mar 23, 2008
- Messages
- 38,101
- Reaction score
- 31,208
- Points
- 2,915
I too just put money aside in to a vet fund so it is there if needed
I did look into pet insurance for the piggies but have found it better value (taking into account the exclusions and excesses) to simply put an amount aside in a savings account for the piggies.
Two_Wheeks
Junior Guinea Pig
I have had Gibson (and Higgins) insured with Exotic Direct since I got him just over 5 years ago, and Keith (7 months) is with the, too.
If I could trust myself to save the money and not use it on other emergencies, I would! Thankfully I've never had to claim, though each time I have taken them in for checks etc. I have let the insurers know, I've just not claimed because the excess has been higher than the treatment (my excess is £65). The insurers have not marked anything as pre-existing, so the cover is still full..
If I could trust myself to save the money and not use it on other emergencies, I would! Thankfully I've never had to claim, though each time I have taken them in for checks etc. I have let the insurers know, I've just not claimed because the excess has been higher than the treatment (my excess is £65). The insurers have not marked anything as pre-existing, so the cover is still full..